Rent Guarantee Insurance
Landlord FavouriteRent paid, even if your tenant doesn't.
Our biggest landlord favourite. Add Rent Guarantee & Legal Expenses cover to any let and we'll pay the rent if your tenant falls into arrears — plus cover the full legal costs of regaining possession. Up to £3,750/month for up to 15 months, with 24/7 legal helpline access.
What's included
- Up to £3,750 of monthly rental income protected
- Maximum claim period of 15 months' rental income
- Eviction costs covered
- Vacant possession cover — 75% of rental amount for up to 3 months
- Legal expenses helpline available 24/7
- Legal costs to regain possession fully covered
- Available on any let where the tenant passes our full referencing
- Pairs with Rent Collection or Full Management
- Claims handled by our team on your behalf
Why choose it
Income you can rely on
Up to £3,750/month for up to 15 months — even the best-referenced tenant can fall on hard times.
Legal costs covered
Section 8 proceedings, court applications and bailiff costs are all covered — no unexpected legal bills.
24/7 legal helpline
Specialist legal advice available around the clock throughout any claim, at no extra cost.
Vacant possession cover
Once you regain the property, 75% of rent is paid for up to 3 months while you find a new tenant.
What is not protected?
- Any existing rental arrears at the time of the policy
- Claims that did not occur during the policy period
- Claims not notified within 90 days of the first missed payment
Important claim timings
Claims must be submitted within 90 days of the first missed payment. We recommend alerting us if rent is more than 21 days late to keep well within the window.
How the claims process works
Tenant misses payment
You or our team chase the tenant and any guarantors immediately.
Submit claim (within 90 days)
A claim form is submitted with supporting documents — tenancy agreement, rent statement, references, EPC, gas safety cert and EICR.
Mediation begins
After one full month's arrears, a mediation process starts. If successful, a payment plan is agreed.
Legal action if needed
If mediation fails and prospects of success exceed 51%, solicitors are instructed. Section 8 Notice is served at two full months' arrears.
Monthly payments to you
Once the claim is accepted, you receive rent on a monthly basis for up to 15 months while possession proceedings continue.
Vacant possession benefit
Once possession is recovered, you receive 75% of the rental amount for up to 3 months while you re-let.